Study of Mobile Payments in India based on Gender

Shine David, Akshata Deo, Dimple Sukhija, Swati Sharma, Twinkle Sawlani


Mobile Payment Services becoming popular day by day all over the world. At this point of development we take a look at the current state of mobile payment services, review prior literature related to this topic, analyze the factors affecting on it, and using old ideas give innovative way for this rapidly growing technology. Mobile Payment Services is excessively being executed by the organizations as a new way of taking business ahead. As it is a growing concept, it is being researched by many researchers. We have applied One-Way ANOVA test to study the responses of the survey. We have also used SPSS (statistical package for social science) to check the reliability of the survey. To make this research more useful, we have gone through top 10 research papers related to mobile payment services. 


Mobile Payment, m-payments, Developing Countries, Literature Review.

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Antovski L, Gusev M. m-Payments. Proceedings of the 25th International Conference on Information Technology Interfaces, ITI 2003, Cavtat, Croatia, Jun 16-19, 2003.

Chen JJ, Adams C. User acceptance of mobile payments: a theoretical model for mobile payments. Proceedings of the Fifth International Conference on Electronic Business (ICEB), Hong Kong, Dec 5-9, 2005.

Chou Y, Lee CW, Chung J. Understanding m-commerce payment systems through the analytic hierarchy process. Journal of Business Research 2004; 57: 1423-30.

Karnouskos S. Mobile payment: a journey through existing procedures and standardization initiatives. IEEE Communications Surveys and Tutorials 2004; 6(4): 44-66.

Dahlberg T, Mallat N. Mobile payment service development managerial implications of consumer value perceptions. In: Wrycza S (Ed.). Proceedings of the 10th European Conference on Information Systems (ECIS), Gdansk, Poland, Jun 6-8, 2002.

Au A, Kauffman R. The economics of mobile payments: Understanding stakeholder issues for an emerging financial technology application. Electronic Commerce Research and Applications 2008; 7(2): 141-64.

Dahlberg T, Mallat N, Ondrus J et al. Past, present and future of mobile payments research: A literature review. Electronic Commerce Research and Applications 2007; 7(2): 165-81.

Karnouskos S, Fokus F. Mobile payment: a journey through existing procedures and standardization initiatives. IEEE Communications Surveys & Tutorials 2004; 6(4): 44-66.

Kreyer N, Turowski K, Pousttchi K. Mobile payment procedures: scope and characteristics. E-Service Journal 2003; 2(3): 7-22.

Mallat N. Exploring consumer adoption of mobile payments-A qualitative study. Journal of Strategic Information Systems 2007; 16(4): 413-32.


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